Helping Apartment Investors Grow with Reliable
Loans for Landlords
For first time investors, husband-wife teams & seasoned pros buying residential 1-4 unit and 5-9 unit rental properties in the US.
Unmatched Flexibility For Your Rental Properties
DSCR down to .80 on 1-4 Unit
Vacant Cash-Out
Vacant Refinance
No Down Payment Sourcing
Fixed Appraisal Cost for 5-9 Unit
No Up Front Lender Fees - Ever
Close in LLC or Personal Name*
30 Year Fixed with 10 Year IO Available
Funding Highlights
Our lending fund caters to buyers and owners of residential apartments in the U.S. We offer easy to meet criteria and the industry's most flexible underwriting.
Fast Process
Enjoy low document requirements. No tax returns, no personal income and zero upfront fees.
Flexible
Relaxed and customizable lending guidelines. We can even fund vacant cash-out refinances, low and negative DSCR.
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Solution
We can help borrowers that are abandoned by other lenders and typically can transfer appraisals.
We do one thing.
We Fund Apartments.
We specialize in highly customizable loans for apartments and the unique needs of their owners. Unlike other "one stop shop" lenders, we focus on being the best at one thing.
We're Investors Too
Expertise You Can Trust
18+
Years Experience
Strategies
Our team can help design your investment strategy with a debt first look at your goals.
Maximize Income
Maximize our flexible underwriting guidelines to design a loan program that optimizes cash flow
Direct Access to the Fund Manager
Decision makers are not hidden - they are actively available and touch every deal.
Clients Trust The DSCR Guy
Here's what our clients have to say about their experience with our lending platform:
My go-to lender when we have the most challenging cases and funding is imminent
Ed James MBA
Top Broker
I have been working with The DSCR Team and I cannot think of a more upstanding professional to partner with. Their incredible knowledge of structure, impeccable response time allows my business to scale and grow. Golden Handshake Capital is proud to partner with a lender that creates solutions and maintains extraordinary service.
S. Patel
Top Broker
The DSCR Guy went above and beyond to secure my financing in record time with amazing terms! His professionalism, efficiency, and dedication made the process smooth and stress-free. I highly recommend them to anyone looking for a top-notch lender!
Sarah R.
Investor
Frequently Asked Questions
What types of lending services do you offer?
Our core business is lending to investors that buy and hold residential 1-4 unit and 5-9 unit apartment buildings.
My current lender went dark and we need to close asap, can you help?
We will need to review your appraisal to make sure it was ordered correctly and that we can transfer it to us. These loan files can be subject to a rush fee.
Do you do land or rural properties?
We do not handle land or rural properties.
Do you ever partner or JV with a client?
Partnerships can be discussed when the deal makes sense. Typically we provide the credit and the debt, you would bring the downpayment and we would take majority interest in the LLC.
The industries most active and flexible underwriting for 1-4 unit and 5-9 unit apartment financing
